Buying With Us

Move with just a 5% deposit  htb

The Help to Buy Equity Loan is a Government-backed scheme which can help you to move into a new McDermott home with just a 5% deposit. The Help to Buy scheme is available to first time buyers as well as existing homeowners who are looking to move up the property ladder.

 

Help To Buy

Help to Buy Equity Loan

  • All you need is a 5% deposit
  • Available on all new homes up to £600,000
  • Available to all purchasers and not just first time buyers
  • The Government will lend you up to 20% of the value of the property through an equity loan, which can be repaid at any time or upon the sale of your home
  • The loan is interest and repayment free for the first 5 years
  • You will only need to secure up to a 75% mortgage from a bank or building society.

 

Help to Buy Equity Loan is not available on all developmentsterms and conditions apply. Please ask the Sales Consultant for further details or refer to www.helptobuy.org.uk

 

Part Exchange

1. If your home qualifies for Part Exchange, you have a committed cash buyer with no lengthy chain. There’s no waiting for months for a moving date, or the worry of the sale collapsing. We agree the offer price up front, arrange the homebuyer’s survey, liaise with both solicitors and aim for you to move in to your new McDermott home within 6 weeks. All you have to do is plan your move.

2. We'll offer a fair and realistic price for your property. We will instruct a minimum of two independent Estate Agents to value the anticipated selling price of your current property.

3. You won’t have to pay estate agent’s fees. Moving home is costly enough without having to worry about estate agent’s fees as well.

4. You won’t have to worry about house buying chains. With Part Exchange, you won’t need to worry about other people pulling out of their purchase or delaying their move.

5. You have a buyer for your home so you can move when your new home is ready!

 

Interested?

Take a look at how easy it could be to Part Exchange with our step by step guide below:

 

Here's how it works.

Step 1 – Choose your McDermott Homes development and specific plot.

Step 2 – Arrange with your sales executive for 2 or 3 local estate agents and a member of the McDermott Homes sales team to visit your current property.

Step 3 – We’ll then agree a purchase price to buy your existing home which will be based on achieving a sale within 8 to 10 weeks.

Step 4 – Once you accept our formal offer you can reserve your dream McDermott home.

Part Exchange is not available on all developments, terms and conditions apply please ask the Sales Consultant for further details. 

 

 

Consumer Code

 

What is the Consumer Code?

The Consumer Code for Home Builders (“the Code”) came into effect in April 2010, and was applied to all Home Builders registered with the UK’s main new Home Warranty Bodies: NHBC, Premier Guarantee and LABC Warranty.

The Code consists of a set of key principles that home builders must adopt in support of the interests of new home buyers.

What does the Consumer Code cover?

In essence the purpose of the Code is to ensure Home Buyers will be treated fairly, understand the service levels to be expected, are provided with reliable information to help make their decisions & if dissatisfied, understand how to access speedy, low-cost dispute-resolution arrangements.

Where can I get more information?

Please visit the Consumer Code for Home Builders website, where you will be able to download the code or find further detailed information.

Help To Buy

http://www.mcdermotthomes.co.uk/buying-with-us/#help-to-buy Discover More

Part Exchange

Part Exchange Discover more

The Personal Touch

The Personal Touch Discover more